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HOW DO I BUY A HOME? SHOULD I RENT OR BUY

How do I buy a home? Should I rent or buy?

MN HOMES CONTRACT FOR DEED

We have contract for deed homes all over Minnesota and western Wisconsin. Here are the counties we serve in Minnesota. Lake of the woods

county mn-Beltrami county mn-Koochiching county mn-Itasca county mn-st. louis mn- lake county mn-cook county mn- cass county mn-Hubbard

county mn-crow wing county mn- Aitkin county mn- Carlton county mn-pine county mn-mille lacs county mn-Kanabec county mn-Mille lacs county mn-kanabec county mn-Isanti county mn-Chisago county mn- Anoka county mn-Washington county mn-Ramsey county mn-Hennepin county mn- Ramsey county mn- Wright county mn-carver county mn-Scott county mn-Dakota county mn-Morrison county mn-Sherburne county mn-carver county mn-McLeod county mn-meeker county mn-Kandiyohi county mn-Stearns county mn-Benton county mn-Todd county mn-Morrison county mn-Red lake county mn-Pennington county mn. We have cd cabins –cd lake homes –cd condos-cd town homes-cd mnlakehomes- cd Waterfront properties cd- condos on

the river contract for deed- Lake lots contract for deed-land cd- low down on most contract for deed properties-

Credit usually isn’t a issue. Good credit or bad credit doesn’t matter

we will find you a home contract for deed if you have money to put down.
To view seller financed properties go to http://www.mnhomescontractfordeed.com

RENT TO OWN- Minnesota or Western Wisconsin

Rent to own is basically renting a property for a specific period of time and you may purchase the home for a specific price with in a period of time

usually 1-2 years Benefits -If you like a property and only want to put a little bit of money down or you have a financial situation where you are only

able to put a little bit of money down say 1st and last months rent then this is the way to go.

Drawbacks to Rent to own in Minnesota or Western Wisconsin

1. You don’t own the house so the landlord may not let you paint or remodel.
2. You don’t get to write of the interest on your taxes.
3. The seller may sell to home to some one else.
4. Most of the time you don’t get credit for your payments. Applying principal is a base-by-base basis.

Seller and Owner financed properties

Most call seller financing contract for deed some call it a land contract they are both the same thing.

Benefits of buying a property on a contract for deed or land contract is-

Buyers get to write off the interest on your taxes.

1. You own the home so if you would like to paint or do some additional changes you may do so with in the price that is reflected in the contract.

2. You qualify for the 1st time homebuyers tax credit or other tax credits if so contract for deed is a great way to go.

3. Owner ship in a home.

4. No rental problems with pets.

5. Some banks like that you can show you have been making payments on time for a few years.

6. You don’t have to have A credit to buy a home.

7. Down payment usually IS NOT MORE THAN 20% rule of thumb is around 10% down. Some times more and some times less depending on

each seller’s situation.

8. You wont have to pay for mortgage insurance for not putting a lot of money down.

9. Interest rates are usually not a lot higher than market rate.

10. Terms of the contract are usually for a term of 3-5 years.

11. Http://www.mnhomescontractfordeed.com or http://www.mnlakeplace.com has 100s of owner financed properties available

all areas in Mn or WI.

12. You deal directly with the owner of the property instead of a large lender or bank.

13. Less paper work to qualify for a contract for deed.

14. Quick closings can usually close with in 2 weeks or less if home is vacant and buyers and sellers agree to do so.

(Draw backs for buying a property on a contract for deed in Minnesota and Western Wisconsin.)

1. Owners usually want close to 10% down on homes-condos-waterfront properties-cabins-twin homes-town homes-lake homes-land-farms-

lake view-river view-lake front-river front-Duplexes-investment properties-commercial buildings-In all areas northern mn-southern mn-western

mn-eastern mn- All of the twin cities and suburbs.http://www.mnhomescontractfordeed.com or http://www.mnlakeplace.com

2. Rates are a little higher than banks or lenders.

3. Smaller selection of properties to choose from.

4. Shorter time to redeem on a contract if you fail to make payments.

5. Once in a while a bank or lender may offer owner financing but you have to qualify.

6. Little inventory on bank owned or foreclosed properties-short sale homes.

If you have any more questions on owner financing or contract for deed homes call us at 651-334-8312
Or visit Minnesota and Western WI largest selection of seller-owner financed properties.
http://www.mnhomescontractfordeed.com or for waterfront-lake properties-condos on the water got to http://www.mnlakeplace.com orhttp://www.mnlakehomescontractfordeed.com

WE WORK WITH OWNER FINANCING EVERY DAY SO WHY GO ANYWHERE ELSE?

If agents cant find a contract for deed property for you would you want them writing your contract????

http://www.minnesotahomescontractfordeed.com